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Can we set a layout to use panels and tabs?

Question asked by Vinod Mohan on Oct 29, 2014
Latest reply on Oct 29, 2014 by Vinod Mohan
I'm working on the tabs and panels in Accounts page. 
I have a doubt, can we have 1st one as panel and then tabs?
Using studio, it seems not possible because "if any one tab presents, the first will acts as tab". Please correct me.

Thanks for your time :)